You don’t have to specialize in economic theory to recognize that adequately protecting your largest single investment is a smart move. Liberty Mutual home policies are a great way to get the coverage you need, the service you deserve and the rates you need to stretch every dollar to the fullest.

Whether you come home to an apartment, town home or your dream home, Liberty Mutual home insurance provides you with the security of knowing you’re well covered.

With Liberty Mutual's Loss Forgiveness Program, a loss won't cause your price to go up when you renew. Applies to first loss.  Must be loss free for five years to be eligible.  Not available in all states. 

Should you need to rebuild your home, we'll pay up to 20% in excess of your policy limit with our optional Expanded Coverage.

If you maintain a loss-free record for three years, you will receive up to a 15% discount. Not available in all states.

Starting out is always challenging. Renters insurance from Liberty Mutual will help you avoid a financial crisis by protecting most personal possessions against unexpected loss.

Most home damage happens without notice, whether you’re there, at school or in-between. If you experience a covered loss, we'll send out a contractor immediately to help keep that damage from getting worse and help you keep your life on schedule.

You’re an expert teacher, not an experienced general contractor. So how do you ensure the repairs to your covered loss are done right? Work with a Liberty Mutual-approved contractor, that's how. We even offer a 1-year guarantee on their workmanship, for additional peace of mind.

With you and your students living in this digital age, the risk of identity theft is one of life’s more intimidating lessons. Our policies reimburse you for certain expenses you incur like attorney fees and lost wages due to time spent with laywers, to resolve an identity theft issue. Subject to policy limits.  Covered expenses may need to be pre-approved.